What incidents or events are covered by contents insurance?
Intelligent Insurance policies offer comprehensive coverage for damages to contents resulting from various events, ensuring your belongings are safeguarded in diverse scenarios. The covered incidents include:
Fire
Riot, civil commotion, labour or political disturbances, and strikes
Malicious damage
Impact from aircraft, vehicles, or trains; falling aerials or masts; falling trees or branches; animals
Storm, flood, or weight of snow
Subsidence or ground heave of the site where the buildings stand, or landslip
Escape of water from, or freezing in any fixed domestic water or drainage installation, heating installation, washing machine, dishwasher, fridge, freezer, or water bed
Theft or attempted theft
Escape of oil from a fixed, domestic, oil-fired heating system
Additional Benefits Include
In addition to the core coverage, Intelligent Insurance goes beyond, offering a range of additional benefits to enhance your protection:
Accidental loss of metered water or oil
Damage to food in the fridge or freezer
Alternative accommodation
Replacement locks and keys
Change of address – contents cover
Contents in transit
Death benefit
Damage as a tenant
Increased cover for special events
Loss of use of broadband / internet
Contents at university and guests’ contents
Shopping in transit
Theft by bogus official
Medical equipment on loan
Jury service – loss of earnings
Damage by emergency services
Electronic data
Contents temporarily away from home
With Intelligent Insurance, you enjoy comprehensive protection, ensuring your peace of mind in a wide range of situations.
Call us on 0333 311 1110, speak to us via chat, or get your quote directly online.